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Oct 01 2010
home loan bad credit the easiest way
Home Loan - Bad Credit The Easiest Way While many people think that you can't get a home loan if you have bad credit, this simply isn't true. The fact is you can get home loans with bad credit or any kind of credit rating there are many companies
Feb 20 2010
axa posts 2ndhalf profit on lifeinsurance business
Axa Posts 2nd-Half Profit on Life-Insurance Business February 18, 2010, 06:32 AM EST By Fabio Benedetti-Valentini Feb. 18 (Bloomberg) -- Axa SA, Europe’s 2nd biggest insurer, posted a 2nd half profit after a rally in financial markets supp
Feb 20 2010
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Study: R.R.'s $5B Pension Gap is 4th Worst PROVIDENCE Rhode Island has promised $12 billion to its public employees in pension, health and other retirement benefits but has only allocated $6.8 billion to pay for them, according to a study rel
Feb 17 2010
cheap health insurance quotes where americans are finding them
Cheap Health Insurance Quotes – Where Americans Are Finding Them A new online petition being circulated by the political action committee, MoveOn.org is well ready to get the attention of America’s top health insurers. The petition demands that “
Feb 17 2010
irs helping some with health insurance
IRS Helping Some With Health Insurance DETROIT, Feb. 15 (UPI) -- Thousands of qualified workers in Michigan who lost their jobs or retired have signed up for an IRS program to bear health insurance costs, a money manager estimated. The Health C
Feb 17 2010
sun life fourthquarter earnings more than double
Bloomberg Sun Life Fourth-Quarter Earnings More Than Double By Sean B. Pasternak (Bloomberg) -- Sun Life Financial Inc., Canada’s third-largest insurer, said earned more than doubled as stock markets bounced back. Outcomes benefited from
Feb 16 2010
health insurance costs break through earth orbit
Health insurance costs break through earth orbit 4:13 pm February 15, 2010, by ctucker From Associated Press: Consumers in at least 4 states who purchase their own health insurance are getting hit with premium increases of 15% or more — and people
May 01 2009
insurance companies and prescription drugs
Insurance companies and prescription drugsThe prescription manufacturers set their own prices and they often build a large profit margin to regain cost spent on researching, manufacturing and advertising. The health insurer analyzes each drug on the
May 01 2009
what are health savings accounts
What are health savings accounts?When someone speaks about health savings accounts, questions always arise in our minds about what is meant by health savings accounts. How do they work? Why is it so special? Health savings accounts have two parts in
May 01 2009
what are ppo and hmo
What are PPO and HMO?A PPO is a Preferred Provider Organization and HMO stands for Health Maintenance Organization. To speak about HMO, we can save a lot of money by paying a low premium amount since the insurance company has negotiated discounts on
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SUFFER FROM DIABETES? NEED LIFE INSURANCE?
Once a person is diagnosed with diabetes, life insurance policies sold within the United States and Canada can become unaffordable or unavailable. This is because life insurance policies are allowed by state/provincial and federal law to "rate" or charge a premium based upon an applicant's health status. In addition, a plan can choose to not provide a policy based upon an applicant's health status.

Even so, it is possible for many people with diabetes to find affordable life insurance policies within the United States and Canada. You just have to know where to look. Certain life insurance companies, or carriers, specialize in selling policies to people with chronic health conditions like diabetes.

To find the best life insurance policy for you, please consider the following:

MAJOR FACTOR: HOW WELL DO YOU MANAGE?
A major factor in the cost of life insurance policies for people with type 1 or type 2 diabetes is how well they manage their diabetes. If you have a lower A1C, good blood glucose control, lead a healthy lifestyle, and do not have complications from diabetes, chances are your rate will be more reasonable too.
Find an insurance agent that is experienced in obtaining policies for individuals with "impaired risk" - they will know what carriers may offer you a policy and which one(s) may not.

GOOD ADVICE
Apply for a policy with a life insurance carrier that uses "clinical underwriting"- a process that looks at your total health, not just what health conditions you may have.
Shop around – on the internet, by phone, or through referrals from family and friends. Becoming your own advocate will help you to find a life insurance policy that best fits your needs.

BE DILIGENT IN SEARCHING
Never take no for an answer! Just because one company rates or declines your application does not mean that another company will not look at you more favorably.

If you have diabetes and it is under control, you could be eligible for great rates for life insurance. An insurance exam and your medical records could determine that you are insurable and eligible for some good savings on your life insurance.

From www.Diabetes.org

So, if you are a diabetic and are looking for life insurance at a reasonable rate, please start by filling out the form above.
We will have a qualified representative that will get back to you.

If you would like to quotes for more than one person, you can return to this quote form as often as you like and submit as many quote requests as you like.