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Life Insurance News
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May 01 2009
insurance companies and prescription drugs Insurance companies and prescription drugsThe prescription manufacturers set their own prices and they often build a large profit margin to regain cost spent on researching, manufacturing and advertising. The health insurer analyzes each drug on the
May 01 2009
what are health savings accounts What are health savings accounts?When someone speaks about health savings accounts, questions always arise in our minds about what is meant by health savings accounts. How do they work? Why is it so special? Health savings accounts have two parts in
May 01 2009
what are ppo and hmo What are PPO and HMO?A PPO is a Preferred Provider Organization and HMO stands for Health Maintenance Organization. To speak about HMO, we can save a lot of money by paying a low premium amount since the insurance company has negotiated discounts on
May 01 2009
why is health care so expensive Why is health care so expensive?Health care is expensive because one of the reasons is that prescription drugs are very costly. Medication is the fastest growing health expense in the country. Since the drug companies need the money for their researc
May 01 2009
how does health insurance work How does health insurance work?The health insurance process is about economy of scale. When you sign up for health insurance, your insurer covers the whole group, rather than individuals, so everyone shares the cost of staying healthy. You join a gro
Apr 30 2009
How to Garner Important Information on Mother Died Insurance How to Garner Important Information on Mother Died InsuranceDid you go through the traumatic experience when your mother died and there were bills to pay? Or did you go through a situation when your mother died insurance policy could not be found? Th
Apr 29 2009
the benefits of life insurance The Benefits of Life InsuranceHave you had a recent bereavement in the family? There are many cases where the father dies and there is no life insurance or in other cases where the father died with life insurance leaving a complicated will. No doubt
Apr 25 2009
Get a Wall of Support with Life Insurance Get a Wall of Support with Life InsuranceDo you want to protect your family in case of eventualities? Do you need timely savings to cover dire consequences? It is imperative to acquire life insurance that would protect your family and help them throu
Apr 24 2009
Need a Life insurance policy How to purchase them Need a Life insurance policy - How to purchase themMost people have a general idea that should have life insurance to protect your family in case something bad should happen to them. The problem is, the purchase of life insurance can be intimidating
Apr 24 2009
Life Insurance Settlements if you NEED Cash Now Life Insurance Settlements if you NEED Cash NowLife insurance is there for when things are terrible things that people do not want to think, will happen in your life. Your loved one paid the premiums on a life insurance policy, probably for many year
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What's So Complicated About Life Insurance?Blog Post Date: Jan 08 2007
What's so complicated about life insurance?
My 2007 new years resolution is to figure out what is so complex about life insurance!! Today I had a lengthy discussion with one of the reps I work with, Sheldon Williams. I decided to document the different types of life insurance products, by age, health risk etc in an MS Excel spreadsheet. As I started into the document process, I realized why life insurance is so confusing. And it spelled out why I need to explain it clearly for my readers. I have the same problem as everybody else when the life insurance rep starts talking about life insurance. What I like to do in that case is set out a detailed spreadsheet listing all of the possible products and benefits. Just after a few short minutes I knew that I had my work cut out for me. Check out the mini spreadsheet below to see what I'm talking about.
Articles from January 2007 |
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