Life Insurance Blog Area

Life Insurance Funerals Cemeteries Act Where To Go For Help When Someone Dies.

I found this on the Saskatchewan Consumer Protection website.

This discussion of funerals and cremations goes hand in hand with life insurance especially if one has just passed away. The first things you think about when a loved one passes away is: What do I do now? Who do I contact for help in this situation? Where are all of the life insurance policies located? What should I expect of the funeral company that I've hired.

Where as all people in the funeral industry are highly respectful of the deceased and the surviving families, it's good to know in advance what is expected of funeral homes at the time of death.

The Funeral and Cremation Services Act
The Funeral and Cremation Services Act incorporates provisions which were previously in The Saskatchewan Embalmers Act and The Prepaid Funeral Services Act and adds provisions governing funeral homes and crematoria. The Act:

• establishes a Funeral and Cremation Services Council with members (both elected by industry and publicly appointed) to administer the Act. The Council operates under the general supervision of a Superintendent of Funeral and Cremation Services appointed by the Minister;
  
• provides bylaw-making powers for the Council to set standards of practice, with review of the bylaws by the Superintendent;
  
• requires licensing of persons providing services under the Act, including embalmers, funeral directors and salespersons selling prepaid contracts, as well as owners of funeral homes, crematoria and transfer services;
  
• prohibits the disposition of human remains at any place other than a cemetery, by cremation or as otherwise provided in the regulations;
  
• sets out, in order of priority, which person is the authorized decision-maker with respect to the disposition of the remains of a deceased person;
  
• prohibits licensees from representing that goods or services are needed if they are not or from charging a fee for goods or services not authorized by the purchaser (unless they are required by law);
  
• requires licensees to make itemized price lists of their goods and services available to the public;
  
• continues the prepaid services assurance fund established under The Prepaid Funeral Services Act and provides for payment from the fund for claims arising out of a contract;
  
• continues the ten day cooling-off period for prepaid funeral services contracts, and other cancellation rights, and also applies these rules to prepaid cremation services contracts.

Articles from December 2006
More articles from Year 2006

Comments (0)